Acima Credit payment options
Acima offers a lease model where you can own the merchandise at the end of 12, 18 or 24 months. Customers can request one of two early-purchase options to lower costs:
- Repay within 90 days: You pay the Acima Cash Price, which includes a markup over the original price, plus a purchase fee. The purchase fee can vary by state but is typically $25.
- Repay after 90 days, but before 12 months: You pay an amount that’s less than the remaining payments owed. The percentage can vary by state but is typically 65% of whatever you still owe. You can set up either early-purchase option through Acima’s online customer portal or by contacting Acima’s customer service department.
- Returns: You are responsible for making payments during the time you have the leased item, but you can return it at anytime without penalty, according to Acima.
![Acima Just Wheels Direct](https://justwheelsdirect.com/wp-content/uploads/2023/01/tire-acima-affirm-banner.jpg)
![Acima Just Wheels Direct](https://tireswheelsdirect.com/wp-content/uploads/2022/03/2-27.jpg)
How does it work?
Start Checkout
Add your items to your cart and select Acima at checkout
Complete Your Agreement
We’ll provide a lease agreement of 12 month or longer for you to review and sign.
Set up Payments
Make an initial lease payment and choose a flexible schedule based on how often you get paid.